Fannie Mae’s latest forecast offers some clarity for those navigating our Bay Area real estate market: mortgage rates are expected to remain elevated through 2027, and home prices could climb roughly 14.7% by 2030, reaching an estimated $576,000. While fears of a housing crash persist, the experts see that as unlikely. For my clients—whether you’re searching for a condo in San Ramon or selling a family home elsewhere in the Bay Area—this means focusing on what you can control: understanding affordability and being ready to negotiate in markets that favor buyers. As someone who values patience and perseverance, I believe the right approach makes all the difference when the landscape feels uncertain.
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